Boat and Yacht Insurance
The Alan R. Mott Agency has yacht insurance products available for boats of all shapes and sizes. Our yacht program provides comprehensive coverage with personalized enhancements designed to match the individual boat owner’s needs.
Basic Coverage includes:
- Property Damage Coverage: Provides coverage for physical loss or damage to your vessel.
- Protection & Indemnity Coverage: Provides liability coverage for bodily injury or damage to others property.
- Personal Property Coverage: Protects your personal property on the yacht including items such as clothing, cameras, and other personal items.
- Medical Payments: Coverage provided for reasonable medical, ambulance, and funeral costs to a person that becomes necessary due to bodily injury caused by an occurrence while on your vessel.
- Uninsured Boaters Coverage: Provides coverage for an owner or operator of a vessel, other than the insured yacht who is legally responsible for an accident and to whom no liability insurance policy applies.
- Towing Coverage: Coverage provided for your yacht to be transported to a repair facility or emergency services while your yacht is stranded.
- Preferred Sport Fishing Endorsements available
- Tournament Plus Endorsements available for sport fishing vessels
- Occasional Charter Endorsements available
- Captain and Crew Coverage available
- Fish & Sell/Excess Catch Endorsements available
- Trip Endorsements available
- Pollution Coverage included
- Hurricane Haul Out Reimbursement available
- Unscheduled and Scheduled Dinghy/Tender Coverage
- Overland Transport Coverage available
- Wreck Removal included